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May 27, 2026

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2 min read

Record-High Stocks. Record-Low Confidence. Something Doesn't Add Up.

The gap between Wall Street and your grocery bill has never been wider.

Ray Calloway
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May 26, 2026

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1 min read

America Spent 37% of GDP on Defense in 1944. Today It’s 3.4%.

The day after Memorial Day is a good time to ask what we're actually willing to pay.

Ray Calloway
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May 22, 2026

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2 min read

It Took 18 Years to Go from Dow 10,000 to 20,000. The Last 10,000 Points Took Two.

The market isn’t just climbing — it’s accelerating. And that changes what your portfolio needs to look like.

Ray Calloway
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May 21, 2026

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2 min read

California Has Lost 1.4 Million Residents to Other States Since 2020.

The biggest state-to-state migration in modern history — and it’s still going.

Ray Calloway
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May 20, 2026

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2 min read

One Company Is Worth $5.4 Trillion. It Reports Earnings Tonight.

Nvidia is now worth more than the entire economy of Germany — and what it says after the bell today could move your retirement account.

Ray Calloway
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May 19, 2026

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2 min read

It Took 3.5 Years of Income to Buy a Home in 1985. Today It Takes 5.

Your kids aren’t bad with money. The math just changed — and yesterday’s homebuilder data says it’s not getting better soon.

Ray Calloway
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May 15, 2026

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2 min read

Jerome Powell Leaves the Fed Today With the Worst Inflation Record in 40 Years.

Average inflation hit 3.8% on his watch — nearly double the Fed’s own 2% target. Kevin Warsh inherits the mess.

Ray Calloway
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May 14, 2026

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2 min read

The S&P 500 Just Hit a Record. So Did Wholesale Inflation.

One of these two trends is lying to you. The question is which one.

Ray Calloway
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May 13, 2026

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2 min read

Inflation Is 3.8%. But Your Fuel Oil Is Up 54%

The headline number hides a grocery receipt and a gas pump that tell a very different story.

Ray Calloway
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May 12, 2026

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2 min read

You Need $260 Today to Buy What $100 Bought in 1990

Your dollar didn’t shrink all at once. It happened 3% at a time, for 36 years straight.

Ray Calloway
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May 8, 2026

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2 min read

The U.S. Will Spend $1 Trillion Just Paying Interest on Its Debt This Year

That’s more than the entire national defense budget—and today’s jobs report won’t change a thing about it.

Ray Calloway
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May 7, 2026

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7 min read

In 2020, 51% of Americans Trusted the Medical System. Now It’s 32%

A 19-point drop in five years—the biggest confidence collapse Gallup has ever recorded for a major institution.

Ray Calloway
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