Oct 9, 2026
•
2 min read
AI spending flows to a handful of firms at the top. The pink slips go everywhere else. Check your exposure before next week.
Oct 8, 2026
Brent crude crossed $100 last week and tanker attacks in the Strait of Hormuz are rising. The reserve that is supposed to calm that kind of shock is 60% empty.
Oct 7, 2026
Buybacks push the price up. They do not put a dime in your pocket. The boring option now pays five times more than the exciting one.
Oct 6, 2026
3 min read
Your hardware store, the VFW down the road, the neighborhood diner — those still have the room's confidence. It's the marble-column crowd that lost it.
Oct 5, 2026
Mortgage rates just hit 7.28% for the sixth straight week, and that's only half the problem. The other half has been building since before your kids were born.
Oct 2, 2026
The broken era was 2008 to 2021, when the Fed pinned rates near zero and your savings account paid you almost nothing for being responsible.
Oct 1, 2026
Inflation came in at 3.4% yesterday and traders cheered because it beat forecasts. Today's chart shows what years of 3% to 4% actually cost a household."
Sep 30, 2026
1 min read
That money does not disappear. It shows up in bond yields, in the dollar, and eventually at the register.
Sep 29, 2026
When rates rise after six straight cuts, the damage runs in two directions at once. Ray says to check one number before next month.
Sep 28, 2026
Futures traders were pricing in two more cuts as late as February. By September, the vote was 12 to 0 to hike instead. Here is what the consensus missed.
Sep 25, 2026
Canada holds more than 50 times what China holds. That one number changes the whole argument at the dinner table.
Sep 24, 2026
A 42% drop in the Federal Register in a single year is either a rounding error or the biggest regulatory rollback in modern history. It is not a rounding error.
