Aug 7, 2026
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2 min read
2% of participants pulled money out early before COVID. Last year it was 6%. The savings gap is widening from both ends.
Aug 6, 2026
3 min read
That ratio is the number that actually tells you who holds the cards when salary talks happen.
Aug 5, 2026
On a $6,700 balance — the national per-person average — that six-point jump costs an extra $400 a year just to carry the same debt.
Aug 4, 2026
Longer than the dot-com bust. Longer than COVID. More than 50 percent longer than the financial crisis. It finally flipped.
Jul 31, 2026
Congress passed a housing bill last month. A ribbon-cutting does not close a gap that size, and the Fed made sure of it again this week.
Jul 30, 2026
When residents leave, they take their income and their tax base with them. Higher taxes on fewer people push out more people — a flywheel that has been running since 2020.
Jul 29, 2026
If those 10 stocks drop 20% while everything else holds flat, your 'diversified' fund loses 8%. That's not a worst-case scenario. That's arithmetic.
Jul 28, 2026
It's a Stack of Treasury Bonds — IOUs From One Arm of Government to Another — and They're Being Cashed in Faster Every Year
Jul 24, 2026
Supply chains don't reorganize on an 18-month timeline. Factories don't move that fast. Prices do — and they already are. That's what matters to your money, whatever side of the debate you're on.
Jul 23, 2026
The other 490 companies split what's left. Ray has the chart.
Jul 22, 2026
Small business: 67%. Congress: 9%. A gap that wide is worth saying out loud at dinner tonight — and you'll have a source when someone asks.
Jul 21, 2026
U.S. data centers will draw 204 TWh this year — more than most individual states use. Grid upgrades, new plants, transmission lines: somebody pays, and it is not the tech companies.
Jul 17, 2026
China's 277,000 acres are real. Canada's 15.3 million — a full third of all foreign-held U.S. farmland — rarely comes up.
Jul 16, 2026
New-car payments just hit $770 a month. Those two numbers tell the same story.
Jul 15, 2026
No roads, no carriers, no benefits — just the tab for borrowing Washington already did.
Jul 14, 2026
A 57,000-man study across 53 countries confirms the drop — and after 2000, the annual rate of decline more than doubled.
Jul 10, 2026
Free-and-clear owners have never had a stronger balance sheet. The number worth sharing with your kids this weekend is a different one entirely.
Jul 9, 2026
Central banks are buying the one thing the printing press can't create. Your target-date fund is all-in on dollars.
Jul 8, 2026
Employers cover about 74% of that family premium. Every dollar going there is a dollar not going to your salary or 401(k) match.
Jul 7, 2026
Apple, Microsoft, Nvidia, and seven others now make up nearly half the fund — and nearly half the risk.
Jul 3, 2026
That $1.7 billion surplus is now a $197 billion deficit — and the deal meant to fix it nearly tripled the hole instead.
Jul 2, 2026
The year before: $100 billion gone. The year before that: $70 billion. The drawdown is speeding up, not tapering off.
Jul 1, 2026
The Supreme Court ruling is today's headline. This chart shows what the court was actually ruling over.
Jun 30, 2026
The S&P Global PMI came in at 55.7 for June — a four-year high. Outside the pandemic, factory job cuts are running at their worst pace since 2009. One chart shows how both are true at the same time.
Jun 26, 2026
OWL, BX, ARES, APO, KKR — if your advisor put you in 'alternative income,' one of these may be sitting in your portfolio right now.