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Aug 21, 2026

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2 min read

The Farmland Story Everyone Tells Is Missing 99% of the Acres

Most of that growth is coming from foreign-owned renewable energy companies locking up agricultural land for solar and wind projects — not the country dominating the headlines.

Ray Calloway
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Aug 20, 2026

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3 min read

The $112 Billion Retail Theft Number Has a Problem

A third of it is paperwork errors. The NRF retracted its biggest claim. And as a share of sales, the jump is far smaller than the dollars suggest.

Ray Calloway
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Aug 19, 2026

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2 min read

Foreign Demand for U.S. Treasuries Fell 88% in One Month

More than half gone in 13 years. Look at the chart: the gaps between each data point are getting bigger, not smaller.

Ray Calloway
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Aug 18, 2026

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2 min read

Washington Will Spend $1.04 Trillion on Interest This Year — and Buy Nothing

Seven years ago it was $375 billion. CBO projects $2.1 trillion by 2036 — larger than Social Security's entire tab today.

Ray Calloway
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Aug 14, 2026

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2 min read

41.2 Times Earnings — the Second-Highest Stock Price in 145 Years

Not 8%. Not 10%. Two percent a year. That is what history says to expect when stocks are priced where they are right now.

Ray Calloway
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Aug 13, 2026

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2 min read

The Babies Born This Year Will Pay Your Social Security in 2045

At 1.57 Births Per Woman — 25% Below Replacement — There Won't Be Enough Of Them.

Ray Calloway
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Aug 12, 2026

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3 min read

44 Months Down. 3 Months Back Up.

Everyone will have the 3.4% figure by lunch. The number nobody mentions is 44-to-3 — and that one tells you whether the inflation fight is actually over.

Ray Calloway
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Aug 11, 2026

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3 min read

Sure, Everything Got More Expensive Since 2000. Health Insurance Is Different.

The same plan cost $6,438 in 2000 — a 319% rise in 25 years. Overall inflation over the same stretch was about 85%.

Ray Calloway
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Aug 7, 2026

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2 min read

Half of Americans Aged 55–64 Have Less Than $107,000 Saved for Retirement

2% of participants pulled money out early before COVID. Last year it was 6%. The savings gap is widening from both ends.

Ray Calloway
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Aug 6, 2026

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3 min read

Before Anyone in Your Family Changes Jobs, Show Them This Chart

That ratio is the number that actually tells you who holds the cards when salary talks happen.

Ray Calloway
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Aug 5, 2026

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2 min read

$1.28 Trillion in Credit Card Debt — at 21% Interest

On a $6,700 balance — the national per-person average — that six-point jump costs an extra $400 a year just to carry the same debt.

Ray Calloway
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Aug 4, 2026

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2 min read

American Factories Just Started Hiring Again for the First Time Since September 2023.

Longer than the dot-com bust. Longer than COVID. More than 50 percent longer than the financial crisis. It finally flipped.

Ray Calloway
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